MVA Assessments and Treatment are covered by auto insurance policies. However, coverage may vary depending on the policy and the severity of the psychological issues. It’s essential to check with your insurance provider to understand your specific coverage.
After your auto insurance provider approves the psychology services treatment plan (OCF-18 form), there are several important steps in processing fees:
1. Utilize Your Extended Health Benefits:
Your auto insurer requires that you exhaust all available extended health benefits for psychology services before we can initiate direct billing to your auto insurance company.
2. Payment in the Absence of Direct Billing:
In the event your extended health insurance company does not permit direct billing, you will be asked to make payment for services at the conclusion of each psychology session. Subsequently, we will provide you with a detailed receipt that you can submit to your extended health insurer for reimbursement.
3. Notification of Exhausted Coverage:
Once you have utilized the entirety of your psychology coverage from your extended health insurer, they will furnish you with a letter confirming that no further coverage is available. This will signify that any remaining expenses will be addressed through your auto insurance coverage.